Hey friends!
Today, I’m excited to share a baking recipe that’s close to my heart — though technically, there’s no baking involved! Say hello to the rich, creamy, and absolutely dreamy Banana Éclair Cake. It’s a no-bake wonder layered with velvety vanilla pudding, whipped topping, fresh bananas, and softened graham crackers, all topped with a luscious chocolate ganache.
I first had this dessert at a summer picnic years ago. It looked simple, even humble. But one bite? Total bliss. The combination of banana pudding and chocolate topping reminded me of banana cream pie with a French twist — like a banana split met a classic éclair. It instantly became a go-to in my kitchen, especially when I need something fuss-free but unforgettable.
Whether you’re making dessert for a weekend get-together or just need a sweet treat to brighten your week, this banana éclair cake is a guaranteed crowd-pleaser. And did I mention — no oven needed?

Recipe at a Glance
| Category | Details |
|---|---|
| Prep Time | 20 minutes |
| Chill Time | 6–8 hours (or overnight) |
| Total Time | About 8 hours |
| Skill Level | Beginner-friendly |
| Servings | 10–12 squares |
| Make-Ahead Friendly | Yes, best when chilled overnight |
| Best For | Potlucks, summer desserts, no-bake treats |
| Tools Needed | 9×13″ baking dish, whisk, mixing bowls |
Ingredients List
For the Filling
| Ingredient | Notes & Substitutions |
|---|---|
| 2 (3.4 oz) boxes instant vanilla pudding mix | Or banana-flavored pudding for a bolder banana taste |
| 3 cups cold milk | Whole or 2% preferred for creaminess |
| 1 (8 oz) tub whipped topping (Cool Whip) | Or homemade whipped cream (see variations) |
| 4 ripe bananas | Sliced thin, choose bananas with speckles |
For the Layers
| Ingredient | Notes |
|---|---|
| 1 box graham crackers | Regular or cinnamon graham crackers work great |
For the Chocolate Topping
| Ingredient | Notes |
|---|---|
| ½ cup heavy cream | For smoother ganache |
| 1 cup semi-sweet chocolate chips | Use quality chocolate for best flavor |
| 1 tbsp butter (optional) | Adds shine and richness |
Step-by-Step Instructions
Step 1: Make the Creamy Pudding Base
- In a large mixing bowl, whisk together the pudding mix and cold milk until thickened, about 2 minutes.
- Gently fold in the whipped topping until well combined. You’re aiming for a light, mousse-like texture.
- Set aside in the fridge while you prep the other ingredients.
Pro Tip: Don’t overmix once you add the whipped topping — folding keeps the texture airy.
Step 2: Layer the Base
- In a 9×13” dish, lay a single layer of graham crackers across the bottom, breaking as needed to cover the surface.
- Spread half the pudding mixture over the crackers.
- Top with a layer of sliced bananas, covering as evenly as possible.
Step 3: Repeat the Layers
- Add another layer of graham crackers.
- Spread the remaining pudding mixture on top.
- Finish with a final layer of graham crackers.

Visual Cue: Your top layer should be smooth and flat so the ganache glides on beautifully.
Step 4: Make the Ganache Topping
- In a small saucepan, heat the cream until just steaming (not boiling).
- Pour over the chocolate chips in a heatproof bowl.
- Let sit 1–2 minutes, then whisk until smooth.
- Stir in the butter for extra shine (optional).

Sensory Checkpoint: The ganache should be glossy, smooth, and pourable.
Step 5: Pour and Chill
- Pour the ganache over the top graham cracker layer.
- Smooth with a spatula.
- Cover and chill for at least 6 hours, preferably overnight, so the graham crackers soften and flavors meld.

Serving & Storage Tips
| Tip | Details |
|---|---|
| Serving | Slice with a sharp knife after full chill. Use a spatula for clean cuts. |
| Fridge | Keeps well for 3–4 days in an airtight container. |
| Freezer | Not recommended due to bananas turning mushy when thawed. |
| Make-Ahead | Assemble the night before for best texture and flavor. |
Troubleshooting & FAQ
| Problem | Solution |
|---|---|
| Filling too runny | Make sure you’re using instant pudding and cold milk. Chill before layering. |
| Bananas turning brown | Slice them just before layering; optional: toss with lemon juice to prevent browning. |
| Crackers too crunchy | Chill longer. At least 6 hours for proper softening. |
| Ganache too thick to pour | Warm gently or add a splash more cream. |
Flavor Variations
- Peanut Butter Banana Éclair Cake
Add ½ cup of peanut butter to the pudding mix before folding in the whipped topping. - Strawberry Banana Twist
Layer fresh sliced strawberries with the bananas for a fruity burst. - Banana Cream Pie-Inspired
Use banana-flavored pudding and top with crushed vanilla wafers instead of ganache.
Final Thoughts
There’s something magical about this Banana Éclair Cake. It’s cozy and nostalgic, yet impressive and indulgent. With layers of creamy pudding, sweet bananas, and that silky chocolate topping — every bite is pure joy.
It’s also one of the easiest desserts you can make without turning on your oven, which makes it perfect for summer or any time you want something sweet and stress-free.
So, what do you think? Ready to create some magic in your kitchen?
Let me know how it turns out or tag me if you give it your own twist. Happy layering!

